My signature below indicates that I understand initiation fees are non-refundable except in the
event that my application is not approved. I have read, understand and agree to abide by all
membership obligations. I understand that my membership may be terminated for violation of
membership obligations or non-payment of dues and fees. Upon termination of my membership,
no dues or fees are refundable and all rights of membership are terminated. In the event my
membership is terminated for any reason, [by myself or by BRN 2.0] or my application is not
approved, I agree to hold harmless BRN 2.0, its membership, officers for any cause of action,
known or unknown, accrued now or in the future, and incurred as a result of my membership in
or application for membership in BRN 2.0.